*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  :root {
    --navy: #0d3352;
    --blue: #2272b8;
    --blue-pale: #f0f6fc;
    --yellow: #f5c842;
    --cream: #f9f8f6;
    --white: #ffffff;
    --text-dark: #111827;
    --text-mid: #6b7280;
    --text-light: #9ca3af;
    --red: #dc2626;
    --red-light: #fef2f2;
    --green: #16a34a;
    --green-light: #f0fdf4;
    --green-border: rgba(22,163,74,0.18);
    --border: rgba(0,0,0,0.07);
    --shadow: 0 2px 40px rgba(0,0,0,0.07), 0 1px 4px rgba(0,0,0,0.04);
    --ease: cubic-bezier(0.22,1,0.36,1);
  }

  html { scroll-behavior: smooth; }

  body {
    font-family: 'Inter', system-ui, sans-serif;
    background: var(--cream);
    color: var(--text-dark);
    min-height: 100vh;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    font-size: 15px;
    line-height: 1.6;
  }

  /* NAV */
  .nav {
    background: var(--white);
    border-bottom: 1px solid var(--border);
    height: 54px;
    display: flex; align-items: center; justify-content: center;
    padding: 0 2rem;
  }
  .nav-logo {
    display: flex; align-items: center; gap: 0.5rem;
    text-decoration: none; font-size: 0.9375rem; font-weight: 600;
    color: var(--navy); letter-spacing: -0.01em;
  }
  .nav-logo img { height: 26px; width: auto; }
  .nav-logo span { color: var(--blue); }

  /* HERO */
  .hero {
    display: flex; align-items: center; justify-content: center;
    padding: 1.75rem 1.5rem 0.75rem;
  }
  .hero-inner {
    width: 100%; max-width: 900px;
    display: flex; flex-direction: column; align-items: center; text-align: center;
  }

  .eyebrow {
    display: inline-flex; align-items: center; gap: 0.35rem;
    background: var(--yellow); color: var(--navy);
    font-size: 0.6rem; font-weight: 700;
    letter-spacing: 0.1em; text-transform: uppercase;
    padding: 0.25rem 0.75rem; border-radius: 100px;
    margin-bottom: 0.875rem;
  }

  .hero-h1 {
    font-family: 'Inter', sans-serif;
    font-size: clamp(1.625rem, 3.25vw, 2.75rem);
    font-weight: 900;
    line-height: 1.0;
    color: var(--text-dark);
    margin-bottom: 0.875rem;
    max-width: 720px;
    letter-spacing: -0.035em;
    width: 100%;
  }
  .hero-h1 em {
    font-style: italic;
    color: var(--blue);
    font-weight: 300;
    font-family: 'Fraunces', Georgia, serif;
    letter-spacing: -0.02em;
  }

  .hero-sub {
    font-size: 0.9375rem;
    font-weight: 400;
    color: var(--text-mid);
    max-width: 670px;
    margin-bottom: 1.25rem;
    line-height: 1.65;
  }
  .hero-sub strong { color: var(--text-dark); font-weight: 600; }

  /* CARD */
  .card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: 18px;
    box-shadow: var(--shadow);
    padding: 2.5rem 4rem 3rem;
    width: 100%;
    max-width: 700px;
  }

  @media (max-width: 600px) {
    .card { padding: 1.75rem 1.25rem 1.75rem; border-radius: 14px; }
    .hero { padding: 1.25rem 1rem 0.5rem; }
  }

  /* Steps */
  .step { display: none; }
  .step.active { display: block; animation: fadeUp 0.3s var(--ease); }
  @keyframes fadeUp {
    from { opacity: 0; transform: translateY(6px); }
    to   { opacity: 1; transform: translateY(0); }
  }

  /* Progress dots */
  .dots {
    display: flex; align-items: center; justify-content: center;
    gap: 0.35rem; margin-bottom: 1.625rem;
  }
  .dot {
    width: 6px; height: 6px; border-radius: 50%;
    background: rgba(0,0,0,0.1); transition: all 0.3s var(--ease);
  }
  .dot.active { background: var(--navy); width: 18px; border-radius: 100px; }
  .dot.done   { background: var(--yellow); }

  .step-h2 {
    font-family: 'Inter', sans-serif;
    font-size: clamp(1.375rem, 2.5vw, 1.75rem);
    font-weight: 800;
    color: var(--text-dark);
    line-height: 1.15; text-align: center;
    margin-bottom: 0.4rem; letter-spacing: -0.03em;
  }
  .step-sub {
    font-size: 0.9rem; color: var(--text-mid);
    text-align: center; line-height: 1.6;
    max-width: 42ch; margin: 0 auto 1.5rem;
  }

  .free-tag {
    font-size: 0.78rem; color: var(--text-light);
    text-align: center; margin-top: 0.75rem;
  }

  /* Countdown button */
  .btn-countdown {
    display: inline-flex; align-items: center; justify-content: center; gap: 0.5rem;
    padding: 0.9rem 1.75rem; border-radius: 8px; cursor: not-allowed;
    font-family: 'Inter', sans-serif; font-size: 0.9rem; font-weight: 600;
    border: none; transition: background 0.3s, color 0.3s;
    background: #d1d5db; color: #6b7280; text-decoration: none;
    width: 100%; letter-spacing: -0.01em;
  }
  .btn-countdown.ready {
    background: var(--navy); color: var(--white); cursor: pointer;
  }
  .btn-countdown.ready:hover { background: #0a2540; }
  .countdown-badge {
    display: inline-flex; align-items: center; justify-content: center;
    width: 22px; height: 22px; border-radius: 50%;
    background: rgba(0,0,0,0.12); font-size: 0.75rem; font-weight: 700; flex-shrink: 0;
  }

  /* Form fields */
  .field-stack {
    display: grid; grid-template-columns: 1fr 1fr;
    gap: 0.7rem 1rem; max-width: 560px; margin: 0 auto 0.5rem;
  }
  .field-stack.single { grid-template-columns: 1fr; max-width: 340px; }
  .field-stack.triple { grid-template-columns: 1fr 1fr 1fr; max-width: 620px; }
  @media (max-width: 560px) { .field-stack.triple { grid-template-columns: 1fr; } }
  @media (max-width: 480px) { .field-stack { grid-template-columns: 1fr; } }

  .field-group { display: flex; flex-direction: column; gap: 0.25rem; }
  .field-group label {
    font-size: 0.78rem; font-weight: 500;
    color: var(--text-dark); letter-spacing: 0.005em;
  }
  .field-group input,
  .field-group select {
    padding: 0.75rem 0.875rem;
    border: 1px solid rgba(0,0,0,0.12); border-radius: 8px;
    font-family: 'Inter', sans-serif; font-size: 0.9rem;
    color: var(--text-dark); background: #f4f4f2;
    outline: none; transition: border-color 0.18s, box-shadow 0.18s, background 0.18s;
    width: 100%; appearance: none; -webkit-appearance: none;
  }
  .field-group input:focus,
  .field-group select:focus {
    border-color: var(--navy);
    box-shadow: 0 0 0 3px rgba(13,51,82,0.08);
    background: var(--white);
  }
  .field-group input::placeholder { color: var(--text-light); font-size: 0.875rem; }

  .phone-row { display: flex; gap: 0.4rem; }
  .phone-row select { flex: 0 0 100px; }
  .phone-row input { flex: 1; }

  /* Task grid */
  .tasks {
    display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 0.4rem; margin: 0 auto 0.875rem;
  }
  @media (max-width: 560px) { .tasks { grid-template-columns: 1fr 1fr; } }
  @media (max-width: 380px) { .tasks { grid-template-columns: 1fr; } }

  .task-item {
    display: flex; align-items: center; justify-content: space-between;
    gap: 0.4rem; padding: 0.55rem 0.65rem;
    border: 1px solid rgba(0,0,0,0.08); border-radius: 7px;
    background: #fafafa; cursor: pointer; transition: all 0.15s; user-select: none;
  }
  .task-item:hover { border-color: rgba(13,51,82,0.25); background: var(--blue-pale); }
  .task-item input[type="checkbox"] { width: 13px; height: 13px; accent-color: var(--navy); cursor: pointer; flex-shrink: 0; }
  .task-left { display: flex; align-items: center; gap: 0.35rem; }
  .task-name { font-size: 0.78rem; font-weight: 500; color: var(--text-dark); line-height: 1.3; }
  .task-hrs  { font-size: 0.625rem; color: var(--text-light); font-weight: 500; white-space: nowrap; flex-shrink: 0; }

  /* Buttons */
  .btn-row {
    display: flex; align-items: center; gap: 0.5rem;
    max-width: 560px; margin: 1.1rem auto 0;
  }
  .btn-row.wide { max-width: none; }

  .btn-primary {
    flex: 1; display: flex; align-items: center; justify-content: center;
    padding: 0.9rem 1.75rem; background: var(--navy); color: var(--white);
    font-family: 'Inter', sans-serif; font-size: 0.9rem; font-weight: 600;
    border: none; border-radius: 8px; cursor: pointer;
    transition: background 0.18s, transform 0.15s;
    text-decoration: none; letter-spacing: -0.01em;
  }
  .btn-primary:hover { background: #0a2540; transform: translateY(-1px); }
  .btn-primary:active { transform: translateY(0); }

  .btn-back {
    flex: 0 0 auto; display: flex; align-items: center; gap: 0.2rem;
    padding: 0.8rem 0.9rem; background: transparent;
    border: 1px solid rgba(0,0,0,0.12); border-radius: 8px;
    font-family: 'Inter', sans-serif; font-size: 0.8125rem; font-weight: 500;
    color: var(--text-mid); cursor: pointer; transition: all 0.15s;
  }
  .btn-back:hover { border-color: var(--navy); color: var(--navy); background: var(--blue-pale); }

  .err { font-size: 0.78rem; color: var(--red); text-align: center; display: none; margin-top: 0.4rem; }
  .err.show { display: block; }

  /* Thank you */
  .check-circle {
    width: 48px; height: 48px; border-radius: 50%;
    background: var(--green-light); border: 1px solid var(--green-border);
    display: flex; align-items: center; justify-content: center;
    color: var(--green); margin: 0 auto 1.25rem;
  }
  .ty-list {
    display: grid; grid-template-columns: 1fr 1fr;
    gap: 0.5rem; max-width: 560px; margin: 1.25rem auto 1.5rem;
  }
  @media (max-width: 480px) { .ty-list { grid-template-columns: 1fr; } }
  .ty-item {
    display: flex; align-items: flex-start; gap: 0.625rem;
    padding: 0.875rem 1rem; background: #fafafa;
    border-radius: 9px; border: 1px solid var(--border);
  }
  .ty-num { font-weight: 700; color: var(--navy); font-size: 0.8125rem; flex-shrink: 0; min-width: 20px; }
  .ty-text { font-size: 0.8125rem; color: var(--text-mid); line-height: 1.5; }

  /* Below card */
  .below-card { margin-top: 1.125rem; width: 100%; text-align: center; max-width: 700px; }
  .below-trust {
    display: flex; align-items: center; justify-content: center;
    flex-wrap: wrap; gap: 0.3rem 0.625rem; margin-bottom: 0.625rem;
  }
  .below-trust-item {
    display: inline-flex; align-items: center; gap: 0.25rem;
    font-size: 0.72rem; color: var(--text-light); line-height: 1.4;
  }
  .below-trust-item svg { flex-shrink: 0; color: var(--blue); opacity: 0.6; }
  .below-sep { color: var(--text-light); opacity: 0.3; font-size: 0.72rem; }
  @media (max-width: 600px) {
    .below-sep { display: none; }
    .below-trust { flex-direction: column; align-items: center; gap: 0.25rem; }
  }
  .below-consent {
    font-size: 0.625rem; color: var(--text-light);
    line-height: 1.65; max-width: 560px; margin: 0 auto; opacity: 0.8;
  }
  .below-consent a { color: var(--text-light); text-decoration: underline; }

  /* Spacer + footer */
  .page-end { padding-bottom: 2.5rem; display: flex; flex-direction: column; align-items: center; }

  .page-footer {
    text-align: center; padding: 1.25rem 1.5rem;
    font-size: 0.7rem; color: var(--text-light);
    border-top: 1px solid var(--border);
    width: 100%;
  }
  .page-footer a { color: var(--text-light); text-decoration: underline; }